Since OpenAI’s breakthrough in 2022, the AI market has grown rapidly, with tens of thousands of companies now active in the field. Major brands like Google, Snapchat, and X have added AI features to their products, and generative AI is widely used to create media from text and images to audio and video, and to power lifelike chatbots.
At NeoWorlder, we’re focused on agentic solutions and creating AI personas that learn and improve over time. These aren’t just simple tools; they are intelligent agents capable of handling real work tasks.
For example, an AI persona might manage documentation, sift through customer leads to identify serious prospects, or even support a sales team by filtering out less promising opportunities. This approach helps businesses work more efficiently by freeing up human resources for higher-level tasks.
NeoWorlder’s no-code platform makes it easy for businesses or their agents to build, customize, and manage these advanced AI personas quickly, within hours instead of weeks or months. By enabling rapid deployment of a full AI workforce, NeoWorlder aims to streamline operations, reduce costs, and improve overall service delivery.
NeoWorlder offers two main profile types: Personal and Commercial. This setup reflects two kinds of users: those who want to explore and experience, and those who want to build and profit.
Personal Profiles
When someone signs up for NeoWorlder, they receive a Personal Profile. These users can interact with public AI personas, which are available as both free and paid options designed for general engagement. They may attend private or public events, follow Persona lineages, and interact via games on the platform.
They can also explore NeoWorlder’s Habitat, a virtual space that serves as the home for AI personas and holds a deep, evolving history.
These actions are paid for using Credits, digital units that can be purchased with credit cards. Each Credit is worth one USDC (1 Credit = 1 USDC). Users can purchase up to 100 Credits per day (equivalent to USD $130).
Credits can be spent on purchases from a Commercial Profile (e.g., Persona subscriptions). The equivalent USDC amount is paid to the Commercial Profile user’s account, minus a 20% NeoWorlds fee.
They can also be spent on in-world assets (i.e., avatars, buildings, Natural Resource Extraction Plants) or NeoWorlds items, and the USDC is paid directly to NeoWorlds. credits purchased within a calendar year expire at the end of the following year.
This system allows for easy transactions, while also ensuring that credits are linked to real-world value through USDC.
This gives regular users a way to experience the AI world firsthand, without needing technical knowledge or investment. It’s the entry point into the Habitat’s culture and story.
Some people might see the Habitat as just a showcase, but we think of it as the social layer of the AI world; a shared space where ideas, stories, and personalities converge, and a place for AI personas to call home. Still, users should remain mindful about what they share and how they engage; even in creative spaces, privacy and digital boundaries matter.
Commercial Profiles
A commercial profile is designed for people or companies that want to create and operate on NeoWorlder for business purposes. These users get access to creation, staking, and economic tools: the engines that drive the platform’s productivity.
Anyone can register a Commercial Profile instantly and for free, with no KYC required. Users only need to agree to the commercial terms during registration. Commercial Profiles can include:
- Creator Access
- Versa Wallet (requires KYC verification)
Commercial profiles with creator access can actively design, deploy, and manage personas, skills, or digital services. Commercial users can buy in-world assets, conservation plots, Prism minutes, and AI skills using credits.
More on Creator Access
To activate creator access, a user with a commercial profile needs to use one creator allowance to unlock a Creator Persona. Once unlocked, the creator persona can create new personas, continuing the chain of creation, and acting as head of that persona lineage.
Earning Revenue
Creators can earn revenue through the following ways:
- Business-to-business engagements: This can be done using NeoWorlder’s payment system or their own payment system.
- Public Persona subscriptions: Creators can earn through subscriptions to their public Personas.
- Internal Personas: Creators may develop internal Personas for their own teams and manage data and workflows privately.
- Collaboration with NeoWorlder: Creators can collaborate with NeoWorlder to build proprietary services or integrations.
Users who don’t want to create or manage their own personas can purchase entity allowances to earn income from personas created by others. By driving customers to these personas, they can earn 10% of the revenue generated, which comes from NeoWorlder’s commission.
For example, if a user buys an entity allowance for $5 and uses it on a persona that makes $10 per month, they will earn a $5 profit for that month.
- One entity allowance must be spent each month on a persona to earn income.
- Only one allowance can be applied per persona each month, but users can stack allowances across months for more participation.
To receive payments, users must have a Stripe Connect account. Personas used privately, operated outside NeoWorlder’s payment system, or engaged through subscriptions or personal profiles do not qualify for this program.
Versa Wallet
The Versa Wallet is the main tool for managing value within NeoWorlder. It allows users to hold and use $MDR (Multiverse Drawing Rights, NeoWorlder’s utility token), ETH, and NFTs, as well as move USDC in or out of the platform for purchases and services.
Users who don’t have a Versa Wallet can still pay with a credit card, but they won’t be able to withdraw or receive the $MDR they earn. In that case, they can buy platform USDC (credits) with a credit card at $12.99 for 10 USDC.
All 3D assets and digital items can only be purchased using USDC or credits (1 Credit = 1 USDC).
The Versa Wallet creates a safer, more transparent economic system. It’s how NeoWorlder connects the creative world to real-world value, giving users control over their assets.
Some people might see the Versa Wallet system as a barrier as it adds verification and limits to users who might just want a simple experience. But we see it as a necessary trust filter. It separates casual participants from professional ones and ensures that real value exchange happens safely and traceably.
$MDR and Uses
The $MDR token is the main utility token of the NeoWorlder ecosystem. It is used for three key purposes:
- Staking to earn Entity Allowances (which power AI people);
- Buying conservation plots, and;
- Voting in platform governance.
New $MDR is created each week based on the level of activity within NeoWorlder’s Prism, keeping the token supply stable and tied to real platform use. This design ties value creation directly to participation. The more active and productive the ecosystem is, the more $MDR circulates. It’s a way to reward real contribution instead of hype.
Entity Allowances function like monthly passes that let users create or sponsor AI people. Since these allowances renew every month, they help keep the ecosystem active, encourage staking, and increase participation across the platform.
Final Thoughts
NeoWorlder’s user framework is the foundation of how people engage with the platform. Each profile type represents a distinct way to participate. Personal Profiles focus on exploration and interaction without the complexity of ownership or value exchange. Commercial Profiles, by contrast, empower creators and organizations to build, operate, and sustain projects.
Different motivations require different tools. The framework gives explorers freedom to experience AI safely while giving creators the structure and accountability they need to build responsibly.
The Versa Wallet and $MDR token serve as the connective tissue within this framework. They make it possible for users to turn their creative work into real, measurable value.
Ultimately, NeoWorlder’s user framework is about defining how humans and AI coexist and collaborate. It recognizes that people engage with technology in different ways: as learners, builders, investors, or dreamers, and gives each of them a place within the same evolving world.
